Sponsored

What is everyone paying for their 5th Gen Ranger?

egilbe

Well-Known Member
First Name
Earl
Joined
Jul 10, 2019
Threads
10
Messages
613
Reaction score
1,386
Location
Somewhere between ME and AZ, depends on the season
Vehicle(s)
2020 Ford Ranger Lariat with BAP, Tow and FX4
Occupation
Semi-retired, lazy bum/tramp, formerly Sys admin in a toxic work environment
Paying more than my note required.

Got total financed and divided by 60.

40,000/ 84 = $476.19

40,000/ 60 = $666.67
Ok, I've asked this before, why would anyone pay off a 0% interest loan early? That interest you are paying is money you can use to earn...interest. I look at it as free money. Use that money to pay off a loan that charges you interest. Use that money to pay off a credit card. Use it to pay off, or down, a student loan or mortgage payment. Use that money to buy a CD or Savings Bond. Put more money in a 401k or Roth IRA.

This is the same thinking that motivates people to give the government an interest free loan all year so they can get a big tax refund the following year.
Sponsored

 

forestale

Well-Known Member
First Name
Paul
Joined
Jul 29, 2020
Threads
1
Messages
74
Reaction score
305
Location
Ontario
Vehicle(s)
2020 Lariat FX4
Occupation
Manufacturing
Bought my 2020 Lariat 501A FX 4 BA package on July 27. MSRP $52 000 (Canadian Pesos), negotiated a $5000 price adjustment and $1300 for my 2009 ranger XL which was in rough shape with an smashed up rear quarter panel and significant rust. So out the door for $45 700 and had a few accesories thrown in (mudflaps, tint, undercoat). I think I did pretty good. Stock is pretty low on new Rangers out here.

I considered getting a Canyon for a while but there are virtually none of them on dealer lots, Canyons and Colorado's are wildly more popular than Rangers out here. Stoked to have a truck that is a bit less common on the road after all said and done. Only seen a handful since I picked it up.
 

MathGod

Well-Known Member
First Name
Rich
Joined
Jun 18, 2020
Threads
4
Messages
110
Reaction score
271
Location
Louisiana
Vehicle(s)
2019 Ford Ranger FX4 Platinum Lariat
Occupation
Educator
Ok, I've asked this before, why would anyone pay off a 0% interest loan early? That interest you are paying is money you can use to earn...interest. I look at it as free money. Use that money to pay off a loan that charges you interest. Use that money to pay off a credit card. Use it to pay off, or down, a student loan or mortgage payment. Use that money to buy a CD or Savings Bond. Put more money in a 401k or Roth IRA.

This is the same thinking that motivates people to give the government an interest free loan all year so they can get a big tax refund the following year.
Totally understand your reasoning.

The reason I did not want to go for 84 months was being upside down on my equity.

More mental to me I guess.
 

leadtheway

Member
First Name
Joe
Joined
Aug 29, 2020
Threads
0
Messages
24
Reaction score
26
Location
Earth
Vehicle(s)
No
I'm looking at a new (<50 miles on odo) 2019 Ranger Lariat 4x4 crew cab White Platinum Tri-coat exterior Ebony leather interior. MSRP listed is just over 42k, they are asking 35.5. It includes the tow package (but not locking dif) and running boards. Does not have the advanced tech package, no bed liner, no appearance packages or Fx4. I would personally add the dampening tailgate and probably a rhino spray in later. I'm not very interested in the appearance packages or Fx4. The tech package would be good, though not sure it would be worth another 2k+.

They advertise no dealer fees, doc fees, hidden fees. The only thing included in the price is $500 retail bonus cash, $750 ford credit, $750 retail customer cash. So even if they took one of those away, looking at maybe around 37 OTD asking ($500 max state tax, SC)? So if I could "talk them down" to their asking price OTD, say offer them 35.5 OTD, how good of a deal would that be for this package? They, and the other Ford dealerships I've been to, seem very eager for the sale. Had a sales rep at a different location basically chase me as I drove around the lot checking out what they had. Perhaps since this one is a 2019, they need to get rid of it? Might be hard to sell a 2019 "new" when 2021 rolls around in 3 months...

So what do you all think? This would be around 15% under MSRP and that was basically their opening offer. I have heard a lot of places do either every incentive included, then you show up and find out you don't get them all and the price goes up 5k. And then the other dealerships mark it up even above MSRP and let you "talk them down" a few grand but that's still well above some other good deals. I've always bought used cars in the past so this would be my first new purchase. Oh and no financing if that makes a difference.

Looking at the start of this thread, it looks like people were paying around MSRP OTD. Perhaps because it was reintroduced in 2019 so they got it first and demand was higher? I can't imagine demand would be all that high now with so many unemployed, etc. Thanks for your time.
 

RedlandRanger

Moderator
First Name
Rob
Joined
Nov 14, 2018
Threads
42
Messages
5,111
Reaction score
11,105
Location
Oregon
Vehicle(s)
2019 Ford Ranger Lariat FX4, 1973 Mercury Capri
Vehicle Showcase
1
I'm looking at a new (<50 miles on odo) 2019 Ranger Lariat 4x4 crew cab White Platinum Tri-coat exterior Ebony leather interior. MSRP listed is just over 42k, they are asking 35.5. It includes the tow package (but not locking dif) and running boards. Does not have the advanced tech package, no bed liner, no appearance packages or Fx4. I would personally add the dampening tailgate and probably a rhino spray in later. I'm not very interested in the appearance packages or Fx4. The tech package would be good, though not sure it would be worth another 2k+.

They advertise no dealer fees, doc fees, hidden fees. The only thing included in the price is $500 retail bonus cash, $750 ford credit, $750 retail customer cash. So even if they took one of those away, looking at maybe around 37 OTD asking ($500 max state tax, SC)? So if I could "talk them down" to their asking price OTD, say offer them 35.5 OTD, how good of a deal would that be for this package? They, and the other Ford dealerships I've been to, seem very eager for the sale. Had a sales rep at a different location basically chase me as I drove around the lot checking out what they had. Perhaps since this one is a 2019, they need to get rid of it? Might be hard to sell a 2019 "new" when 2021 rolls around in 3 months...

So what do you all think? This would be around 15% under MSRP and that was basically their opening offer. I have heard a lot of places do either every incentive included, then you show up and find out you don't get them all and the price goes up 5k. And then the other dealerships mark it up even above MSRP and let you "talk them down" a few grand but that's still well above some other good deals. I've always bought used cars in the past so this would be my first new purchase. Oh and no financing if that makes a difference.

Looking at the start of this thread, it looks like people were paying around MSRP OTD. Perhaps because it was reintroduced in 2019 so they got it first and demand was higher? I can't imagine demand would be all that high now with so many unemployed, etc. Thanks for your time.
My opinion is that given the current climate (limited supply due to the plants shutting down for covid), that is a pretty good deal. If things were "normal", I'd say it should be lower since it is almost 2 model years old now and even thought it is new, you will be eating the depreciation. But when used trucks are selling for as much as brand new trucks, all the "normal" rules don't seem to apply. I'd say if they go for the 35.5 out the door, do it.
 


leadtheway

Member
First Name
Joe
Joined
Aug 29, 2020
Threads
0
Messages
24
Reaction score
26
Location
Earth
Vehicle(s)
No
My opinion is that given the current climate (limited supply due to the plants shutting down for covid), that is a pretty good deal. If things were "normal", I'd say it should be lower since it is almost 2 model years old now and even thought it is new, you will be eating the depreciation. But when used trucks are selling for as much as brand new trucks, all the "normal" rules don't seem to apply. I'd say if they go for the 35.5 out the door, do it.
Thanks, that was kinda what I was thinking. Maybe offer them 35 OTD and "let them talk me up" to.... 36.5? I think I'd be content paying that much. If you don't mind me asking, how much was yours in your sig? $2000 tech package add, 1300 FX4, 1k? tonneau, custom order right at the get go premium, at least 40 plus tax right? (edit: No sales tax in Oregon, envious) Maybe even a few grand premium for the early bird and order so mid 40's?
 

RedlandRanger

Moderator
First Name
Rob
Joined
Nov 14, 2018
Threads
42
Messages
5,111
Reaction score
11,105
Location
Oregon
Vehicle(s)
2019 Ford Ranger Lariat FX4, 1973 Mercury Capri
Vehicle Showcase
1
Thanks, that was kinda what I was thinking. Maybe offer them 35 OTD and "let them talk me up" to.... 36.5? I think I'd be content paying that much. If you don't mind me asking, how much was yours in your sig? $2000 tech package add, 1300 FX4, 1k? tonneau, custom order right at the get go premium, at least 40 plus tax right? (edit: No sales tax in Oregon, envious) Maybe even a few grand premium for the early bird and order so mid 40's?
I did X-Plan so mine ended up right around 40 plus fees (title, reg plus a small doc fee). I got a couple rebates plus a $750 "early adopter" rebate. Sticker was 44. As you said, no sales tax. Although I love no sales tax, they get you in other ways, so we still pay. :LOL:

At the end of the day, you just need to be happy with what you pay. Things are so weird right now (and most likely will be for a while), you just have to be satisfied with what you are paying. I'm sure you will love the truck.
 

Tracy Bowman

Well-Known Member
First Name
Tracy
Joined
Apr 11, 2019
Threads
25
Messages
5,524
Reaction score
28,717
Location
Alabama
Vehicle(s)
2013 Hyundai Accent, 2001 Ford F-150, 2019 Ford Ranger FX4 Saber Lariat
Seems a little high to me.
 

leadtheway

Member
First Name
Joe
Joined
Aug 29, 2020
Threads
0
Messages
24
Reaction score
26
Location
Earth
Vehicle(s)
No
I did X-Plan so mine ended up right around 40 plus fees (title, reg plus a small doc fee). I got a couple rebates plus a $750 "early adopter" rebate. Sticker was 44. As you said, no sales tax. Although I love no sales tax, they get you in other ways, so we still pay. :LOL:

At the end of the day, you just need to be happy with what you pay. Things are so weird right now (and most likely will be for a while), you just have to be satisfied with what you are paying. I'm sure you will love the truck.
Awesome, thanks. I'll open at 34 and see how it goes. I think I'd be happy paying up to 36 or so, as long as the truck turns out to be good. I'm coming from sedans, Hondas so the bar is pretty high. Need a truck badly now, long over due though. We'll see how it goes. Thanks for the info and advice.
 

RedlandRanger

Moderator
First Name
Rob
Joined
Nov 14, 2018
Threads
42
Messages
5,111
Reaction score
11,105
Location
Oregon
Vehicle(s)
2019 Ford Ranger Lariat FX4, 1973 Mercury Capri
Vehicle Showcase
1
Awesome, thanks. I'll open at 34 and see how it goes. I think I'd be happy paying up to 36 or so, as long as the truck turns out to be good. I'm coming from sedans, Hondas so the bar is pretty high. Need a truck badly now, long over due though. We'll see how it goes. Thanks for the info and advice.
Well, mine was built on a Saturday (of all things), and I've had no issues other than a very minor leaky turn signal mirror light. It has been a fantastic truck and nothing of note. I'm a bit over 15k now. TBH, I was worried when I saw it was a Saturday build, but it has been awesome. They were working 10 hour shifts plus Saturdays for a while last year which is why it was a Saturday build.

Good luck with the negotiations. Let us know what happens.
 

leadtheway

Member
First Name
Joe
Joined
Aug 29, 2020
Threads
0
Messages
24
Reaction score
26
Location
Earth
Vehicle(s)
No
Has anyone done a comparison between the premium B&O sound in the $2000 tech package and the stock sound in the Lariat? What brand is the stock sound? The only thing I can find is info about the 2k upgrade. I watched some videos about it and some audio install company was saying that it's not really worth it, but I think people tend to be audio snobs and just like to complain. I'm assuming the stock sound would be at least OK, and the "premium sound" would be at least good. Maybe not great, maybe not worth 2k. What do you all think, as owners? Thanks.
 

865RangerVol

Well-Known Member
First Name
Will
Joined
Aug 28, 2020
Threads
9
Messages
57
Reaction score
100
Location
Tennessee
Vehicle(s)
2020 Ford Ranger. 2020 Ford Explorer
Occupation
Engineer
I just joined the Ranger Family. With a 2020 XLT 4x4 301a with black appearance package. Sticker price was 37. I got it for 24,500. I already love my ranger more than any other vehicle I’ve ever owned!
 

AzScorpion

Moderator
First Name
Dave
Joined
Jul 25, 2019
Threads
335
Messages
26,281
Reaction score
132,393
Location
Back Home In AZ!
Vehicle(s)
2023 Ford Ranger Tremor
Occupation
Retired...Full Time Slacker
I just joined the Ranger Family. With a 2020 XLT 4x4 301a with black appearance package. Sticker price was 37. I got it for 24,500. I already love my ranger more than any other vehicle I’ve ever owned!
Welcome! I have to know how did you get them down to $24,500 (-$13,500) or was that supposed to be $34,500? If you got them down to $24,500 I'm taking you with me for my next Ranger. ?
 

Cape Cruiser

Well-Known Member
First Name
Bret
Joined
Mar 18, 2019
Threads
18
Messages
1,077
Reaction score
2,963
Location
Southern Delaware
Vehicle(s)
31 Ford-20 Ranger Lariat FX4- 19 Ranger Lariat 4x2
Occupation
retired mechanic
Welcome! I have to know how did you get them down to $24,500 (-$13,500) or was that supposed to be $34,500? If you got them down to $24,500 I'm taking you with me for my next Ranger. ?
Yeah Man, me too !!!!
 

865RangerVol

Well-Known Member
First Name
Will
Joined
Aug 28, 2020
Threads
9
Messages
57
Reaction score
100
Location
Tennessee
Vehicle(s)
2020 Ford Ranger. 2020 Ford Explorer
Occupation
Engineer
Welcome! I have to know how did you get them down to $24,500 (-$13,500) or was that supposed to be $34,500? If you got them down to $24,500 I'm taking you with me for my next Ranger. ?
I don’t take no for an answer. It also was their second sale with me in the building. (Wife’s parents bought a car. I helped negotiate. They sucked me in with a deal). Local ford dealer is awesome!
Sponsored

 
 








Top