Given those photos, I highly doubt she was going 40MPH when she hit. There would have been a LOT more damage, especially to her car at 40MPH.I will get some photos of the frame on both sides tonight.
Her airbags did not deploy hit squarely on the receiver hitch of the truck. She stated the last time she looked she was traveling 45-50mph and did not hit the brakes before she hit the truck. Said that the sun she did not see anyone stopped.
Next the Ranger engineering staff needs a round of applause. By design it protected occupants regardless of visible damage. That air bags didn’t deploy is actually a good thing in this case. It does look to be repairable but hard to know until bed is pulled and measurements are taken. Probably just need some massaging to get it back to spec and have damaged parts replaced. All in all the Ranger is a pretty safe truck!
First of all, I hope everyone is ok. Secondly, with the frame machines and equipment available, a quality body shop can tell you if the frame is repairable. Several years ago Ford started making frames in two basic pieces, so either the front or rear section can be replaced. They can also do a frame swap by picking up a frame at a salvage yard. If that is what they do, insurance companies have guidelines about where a replacement frame can come from, they won't allow parts from flood damaged vehicles to be used for repairs for example. A quality shop can repair a frame to within tighter tolerances than the factory actually has. And remember that a frame is nothing like a beer can. And check to see what trucks like yours with the same options are going for within about 100-200 miles of where you live, and don't settle for less with the insurance company. Good luck, and if you have any questions, feel free to ask. I worked in body shops for many years as an advisor writing estimates and overseeing repairs.
Ouch! Hope the repair goes well.
