Trading in 2023 XLT for 2026 Raptor.. questions

[RangerInTexas]

My 2023 has 17x8 methods 0 offset with 285/70-17s. Will those rims/tires bolt of with no drama? The dealer said we can swap the Raptor rims/tires to my truck at time of trade in.

I also have an OVS truck cap and I did some measurements looks like that’ll slap right on?

I tow a 16ft camper trailer, 3500lb GVWR. Should be no problem right?

Any reason I should wait for a 2027? They will sell me a Carbonized Gray for $58,965 and give me 25k for my trade in. My 2023 I own outright and I’ll pay the difference of 34,803 after TTT for the Raptor cash no finance

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[jflogerzi]

seems like a waste of money

 

[RangerInTexas]

seems like a waste of money

I have money to waste

 

[Stevedbvik1]

I have money to waste

Which is the number one prerequisite for being on this forum

 

[veedubtuner]

My 2023 has 17x8 methods 0 offset with 285/70-17s. Will those rims/tires bolt of with no drama? The dealer said we can swap the Raptor rims/tires to my truck at time of trade in.

Orange would be (assumed) OEM Raptor specs. Blue is what you have on your 2023 that you want to put on said Raptor.

 

[RangerInTexas]

Orange would be (assumed) OEM Raptor specs. Blue is what you have on your 2023 that you want to put on said Raptor.

Oh perfect then!

 

[Grumpaw]

I have money to waste

 

[Dr. Zaius]

Run your numbers before paying cash.

We just got my wife a new SUV and paid cash for it.

After I got home I ran my numbers and I would've been better off financing and leaving that cash in the market to work for me.

You have about $35k cash.

If you get a credit union loan at 4% for 5 years, the interest on the loan will cost you $3675

If you put that $35k into a 3% money market for 5 years, it could earn ~$5500, meaning you would've been better off financing.

YMMV but run your own numbers to compare.

 

[TheExtra404]

Run your numbers before paying cash.

We just got my wife a new SUV and paid cash for it.

After I got home I ran my numbers and I would've been better off financing and leaving that cash in the market to work for me.

You have about $35k cash.

If you get a credit union loan at 4% for 5 years, the interest on the loan will cost you $3675

If you put that $35k into a 3% money market for 5 years, it could earn ~$5500, meaning you would've been better off financing.

YMMV but run your own numbers to compare.

Run my numbers?

whats that?

I press yes, thing shows up and I am happy.

?????

Profit.

 

[Dr. Zaius]

...

I press yes, thing shows up and I am happy.

?????

Profit.

It's the American way!

 

[NotBudule2]

I press yes, thing shows up and I am happy.

Thats how i get weed now ! Man how things have changed... never anything with that high of a number though... "high" of a "num....."

 

[Fordup]

Run your numbers before paying cash.

We just got my wife a new SUV and paid cash for it.

After I got home I ran my numbers and I would've been better off financing and leaving that cash in the market to work for me.

You have about $35k cash.

If you get a credit union loan at 4% for 5 years, the interest on the loan will cost you $3675

If you put that $35k into a 3% money market for 5 years, it could earn ~$5500, meaning you would've been better off financing.

YMMV but run your own numbers to compare.

Of that $5500.00 100% will be taxed. Here we lose 20% to the feds and 9% to the state. That leaves $3905.00 . Not much difference at 3%. I hate paying the government retirement and freebie programs and also pay cash for everything.

 

[Langwilliams]

I bought a 2026 RR a few weeks ago. Love it other than the 17 mpg and too many things are on the screen. Needs more regular button controls. I bought a hard tonneau off amazon that said it fit 19-21 rangers and doesn't fit the 26 RR. I bought it anyway since the price was so low and it fits and seals but doesn't follow the the corners on the fender perfect but it's good enough for me.

for $230 delivered it works.

 

[ScarzRanger21(2.0)]

I wouldn’t say “no problem” when it comes to towing your trailer. Will it pull it? Yes, it falls within the towing capacity for the ‘26 raptor. Will you feel like you’re dragging a lead weight behind your truck? Yes… Your 3500lb trailer is about 70% of the truck’s towing capability. It’ll work but if you tow frequently, I’d personally consider something with more balls in that department. Raptors are designed for offroading and speed. They’ll pull trailers but that’s not really what they’re made to do. Just my two cents.
Other than that, go for it. They’re definitely nice trucks. A friend of mine has a ‘25 and it’s pretty sweet.

 

[Dr. Zaius]

Of that $5500.00 100% will be taxed. Here we lose 20% to the feds and 9% to the state. That leaves $3905.00 . Not much difference at 3%. I hate paying the government retirement and freebie programs and also pay cash for everything.

That's why you run the numbers, to see which works out better in your situation.

Many states will get you no matter how you slice it.

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