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Racket

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Nope, has to be 80% of retail. I'm leasing it. I will not be buying it at the end of the lease now. If i ever get it back!!
It's a lease? Oh boy. At least you won't get hit with an excess mileage charge.
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P. A. Schilke

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It is not totaled. It's painted but just can't get the rest of the parts. I'm doing better, concussion, right shoulder is a little messed up and a disk in my lower back
Hi Pam,

I am sorry to hear of your injuries...sounds like you and the truck took a huge hit and side air bags likely helped to a degree. Wish I could offer some advice to your situation, but it is an arena in which I have only limited experience. Our handicapped daughter leases a new vehicle every 3 years and has had one vehicle damaged in a parking garage while she was at work... We took it to the dealer for a door reskin and repaint. Her insurance which is through her school system paid the whole cost of repairing the vehicle. Poor Laura Lee was in tears as she though it was her fault.... We got her calmed down and got her taxi cab rides to the bus she uses to go cross town to work. Ford Credit was easy with which to work...not sure why other than Covid.

Seems your insurance company is asleep at the switch...

On a side note....I have never seen a parts shortage like the 5G Ranger has experienced! Something is wrong but no idea what...

Best of Luck to you!
Phil Schilke
Ranger Vehicle Engineering
Ford Motor Co. Retired
 

Trigganometry

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Years ago I had a vehicle that sustained major damage like this. I thought for sure they would total it. Nope! They called and said they were going to fix it. So, tried reasoning with them as to why they wouldn’t total it and got some lame reasons back. Ok I thought, let’s try this approach then. When they called me back for my approval to go ahead and start work I said to them, only way I’m signing up for anything is if you provide me with a letter that says you guarantee my, and my families safety in this vehicle when repairs are completed. They said they would get back to me on that request. 2 hours later they called back, we’re totaling your car. Check will be sent out tomorrow.
 


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Pnytail1984

Pnytail1984

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Hi Pam,

I am sorry to hear of your injuries...sounds like you and the truck took a huge hit and side air bags likely helped to a degree. Wish I could offer some advice to your situation, but it is an arena in which I have only limited experience. Our handicapped daughter leases a new vehicle every 3 years and has had one vehicle damaged in a parking garage while she was at work... We took it to the dealer for a door reskin and repaint. Her insurance which is through her school system paid the whole cost of repairing the vehicle. Poor Laura Lee was in tears as she though it was her fault.... We got her calmed down and got her taxi cab rides to the bus she uses to go cross town to work. Ford Credit was easy with which to work...not sure why other than Covid.

Seems your insurance company is asleep at the switch...

On a side note....I have never seen a parts shortage like the 5G Ranger has experienced! Something is wrong but no idea what...

Best of Luck to you!
Phil Schilke
Ranger Vehicle Engineering
Ford Motor Co. Retired
Ya, i can't get any help from any direction. I'm a strong female but have been in tears a couple times in the last couple months because of all of this.
 

SILK

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Pam,

Sorry for your situation...

Have you considered contacting your insurance company and asking if they would total your truck? If you have gap or replacement coverage, you may be made whole...

Just a thought..

JM
Many insurance companies have GAP included in your coverage. I made the mistake of paying GAP before finding out that it was part of my policy. Check there if GAP becomes an issue.
 
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Pnytail1984

Pnytail1984

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Many insurance companies have GAP included in your coverage. I made the mistake of paying GAP before finding out that it was part of my policy. Check there if GAP becomes an issue.
Body work and paint are already done. Just can't get the parts to finish the pickup
 
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Pnytail1984

Pnytail1984

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Many insurance companies have GAP included in your coverage. I made the mistake of paying GAP before finding out that it was part of my policy. Check there if GAP becomes an issue.
I"m leasing. GAP is included but if it's not totaled doesnt matter
 
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Pnytail1984

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Hi Pam,

I am sorry to hear of your injuries...sounds like you and the truck took a huge hit and side air bags likely helped to a degree. Wish I could offer some advice to your situation, but it is an arena in which I have only limited experience. Our handicapped daughter leases a new vehicle every 3 years and has had one vehicle damaged in a parking garage while she was at work... We took it to the dealer for a door reskin and repaint. Her insurance which is through her school system paid the whole cost of repairing the vehicle. Poor Laura Lee was in tears as she though it was her fault.... We got her calmed down and got her taxi cab rides to the bus she uses to go cross town to work. Ford Credit was easy with which to work...not sure why other than Covid.

Seems your insurance company is asleep at the switch...

On a side note....I have never seen a parts shortage like the 5G Ranger has experienced! Something is wrong but no idea what...

Best of Luck to you!
Phil Schilke
Ranger Vehicle Engineering
Ford Motor Co. Retired
Ya like i said i sold for Ford for 13 years. If this happened to one of my customers i would be furious and be losing sleep over it. I can't believe how i can't get any help. I've been kind and asked questions and all i get is the standard, i understand response.
 

Ranger Danger01

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Nope, has to be 80% of retail. I'm leasing it. I will not be buying it at the end of the lease now. If i ever get it back!!
Daaayyuumm...that's ridiculous. Glad to hear you are ok (besides the injuries, which I hope will get better). Wish you all the best in dealing with getting it fixed...and yeah... I definitely wouldn't purchase it off lease. With that being said...do you have to disclose that when you turn it back in when it goes off lease? Any penalties for something like that? I've never leased a vehicle before so kinda curious.
 

OFC Ranger

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That doesn't even make any sense...
Actually it does. Zero credit score means you borrow nothing there for you are unable to be rated.

It doesn't say zero in a literal sense, you just cannot be rated. That is why people often say "It is better to have a bad credit score than no credit score" - they mean with a bad score you can get a loan, just at a really shitty rate even without a co-signer or downpayment. With no score you may not get the loan period without a co-signer or large down payment.

All my 770 score means is I am a good little slaver and I utilize less than 15% of my available credit and pay my stuff on time. One day I hope to freeze my score and destroy all forms of credit. Probably after my home is paid off.

Debt is nothing more than bondage to another. In some cases its more extreme than others. (think 850 score vs. poor scmuck with 400 score who has to go to pay day loan places, aka predatory lending)

Its a really bad game. To reach 850 you actually have to utilize greater sums of credit to reach it. So for example for the sake of being transparent, I have something like $20,000 in unsecured credit available to me right now. I never use greater than a few thousand at a time and usually pay the balance off a few times a year before something else comes along I want to buy. I always pay on time. This is over years. However I have yet to break 800.

I cannot reach 850 by taking out a $100 loan and never going past a $15 balance. It would be to easy to cheat the system. Its setup in a way so you need greater account amounts to "convince" them of a greater score. Really really dark crap if you look into it.

My excuse? I like 5% back on Amazon - generally my Amazon store card is the only thing I use. Every time I blow $1,000 on Amazon I get a free $50. Sometimes you can catch 10% back deals.

The rest of my cards are simply there as the "world is ending haha I'm maxing these bitches out and never paying" kind of thing. lmao
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