Stacking Ford Incentive Cash

[Grussell]

Let me know your experience stacking multiple Ford Incentive Cash reductions with your purchase. Here is my plan for my X-Plan purchase price of approximately $44,010 (sticker is $45,740)

1)$750 X-Plan cash incentive (confirmation email already received)
2)$500 First Responder cash incentive (confirmation email already received)
3)$1500 "Build For You By You" custom order incentive PGM#38150 / #14010

Total cash incentive $2750
Plus trade-in $500-1000
Down payment $10K

Hoping to get the 0% Ford Motor Finance for 36 for an approximate $30K balance due. If they won't do that, I will put it on my American Airlines CC for the frequent flier miles and then finance the remaining through my credit union.

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[AzScorpion]

IIRC you can only put up to $2,000 on a credit card. You can add more but I think they charge you a percentage to do so.

 

[GregsFX2Ranger]

you just need to get the dealer to pull a "VINCENT" report. Its the only assured way to
see what stacks and what is compatible.

Some dealers are not honoring x-plan at this time.

 

[Trigganometry]

Don’t get me wrong but Ford financing isn’t a great deal. You can do better through credit unions for whatever term you want.

 

[AzScorpion]

Don’t get me wrong but Ford financing isn’t a great deal. You can do better through credit unions for whatever term you want.

It never is but they try like crazy to get you to finance with them for the kickbacks. Unless they're offering 0% and not taking away large incentives I always get a better rate from my credit union.

 

[Grussell]

Don’t get me wrong but Ford financing isn’t a great deal. You can do better through credit unions for whatever term you want.

My credit union is at 1.7%, if Ford will give me 0% I'll take it.

 

[Grussell]

IIRC you can only put up to $2,000 on a credit card. You can add more but I think they charge you a percentage to do so.

I bought the 2017 Escape on a CC when they wanted to start talking extended warranty, paint protection, etc. I had warned them ahead of time that I didn't want any of it, even if it were free and they had one hour from the time I walked in the door until I was walking out. At 50 mins I pulled out the CC and said we are done, charge it and I am leaving. They ran the card and I was out the door in 15 mins.

 

[AzScorpion]

Not sure if it's dealer specific but I know when I bought mine they told me $2,000 max on the CC. I've also heard others say the same so I would check to be sure.

But if it's 0% I would use their money and keep mine. That's what I did and only lost a $500 rebate which was still less than the interest I would've accrued.

 

[Grussell]

I bought the 2017 Escape on a CC when they wanted to start talking extended warranty, paint protection, etc. I had warned them ahead of time that I didn't want any of it, even if it were free and they had one hour from the time I walked in the door until I was walking out. At 50 mins I pulled out the CC and said we are done, charge it and I am leaving. They ran the card and I was out the door in 15 mins.

I learned the hard way when I bought the Crown Vic. I was at the dealer for nearly 5.5 hours, 4 hours just trying to get the price they had advertised 2 days earlier. I got the price but only after I pulled out my business card and threatened to walk over to another customer wearing my union's logo and who looked happy. At the time I was president of a large fire fighters local and I was going to tell the other guy how they were jerking me around. The sales guy knew about the fire fighter brotherhood and he was convinced we would both walk away from our respective buys. In the end, I got the price I wanted but then they tried to make up for the loss on the sales price by getting me to buy the warranties and protection plans for nearly 2 hours. No dice! In the end, I told him even if was free I didn't want it. He finished the paperwork and we were out the door in 15 mins. I paid that car off in 6 weeks because I didn't want them to get any financing incentives the banks were giving them on the backend.

 

[towpro]

how do I find out more about the $750 X-Plan cash incentive?

 

[Grussell]

how do I find out more about the $750 X-Plan cash incentive?

After logging into the X-Plan page, go to the bottom of the page. It says there is up to a $1000 incentive for X-plan partners. Here is the link to the page to complete to get the email confirmation. https://www.fordspecialoffer.com/ecoupons/?context=eaa

Btw, I access X-Plan thru EAA so I don't know if this is available to other X-Plan partners.

 

[FoD]

...

Hoping to get the 0% Ford Motor Finance for 36 for an approximate $30K balance due. If they won't do that, I will put it on my American Airlines CC for the frequent flier miles and then finance the remaining through my credit union.

I used Costco's program as it listed every incentive available (2020) and found another $1000 for competitive trade in order that wasn't advertised much of at all...maybe a dealer profit maker by keeping mum???

At the time though, dealer markdowns was better than Costco?

 

[towpro]

The 1000 trade assistance is listed in my area

I am in xplan through Mustang Club of America.
I found the EAA xplan number, logged in and found 1000 rebate. But when I log into MCOA I don't see the 1000 rebate . Too late to join EAA

 

[BlackRanger01]

Hoping to get the 0% Ford Motor Finance for 36 for an approximate $30K balance due. If they won't do that, I will put it on my American Airlines CC for the frequent flier miles and then finance the remaining through my credit union.

I think Ford wants credit score of 800 or more to get that rate. Not sure but since mine is excellent I was able to secure 0.9% 48/mo loan - I would have gotten 0% if i went for 36 month but payments are too high. I only would have to pay like $400 interest overall after if i pay the amount every month anyway.

I paid sales tax separately (didn't roll it into loan)

 

[ctechbob]

Right or wrong, when I made my deal at the dealer and then at the very end pulled out the FR discount, they essentially refused to take it saying that it would invalidate some of the other rebates I was getting off the truck. I should have just walked away at that point, but I didn't feel like driving back up there later if they changed their tune, and they had already done battle with getting the truck I wanted from quite a ways away.

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