Is everyone else's insurance skyrocketing too?

[Jbroke]

something something Russia something something covid

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[Peragrin]

Wow Duke that's seems pretty high. I have full coverage, full replacement value and zero deductible on my glass and mine is $975.00 a year through Travelers. You really need to come back to AZ!

Nh I have my Ranger My wife Kia, and a travel trailer for $1300 a year. I do have $250 deductibles though. It went up $100 for the year.or nearly 10% so ouch.

 

[WhyNot21]

My rates have only gone up a fraction in the short time I've owned it. It went from $240 every 6 months to around $250 with State Farm. That's full coverage with $0 comprehensive and $500 collision deductibles. I live about 35 miles outside of Chicago, so maybe that helps. I got a Geico quote once. It was more than double what I'm paying.

There are a ton of variables with insurance rates. Shopping around is really the best option.

 

[WhyNot21]

Nh I have my Ranger My wife Kia, and a travel trailer for $1300 a year. I do have $250 deductibles though. It went up $100 for the year.or nearly 10% so ouch.

It's a good idea to have insurance on your wife.

 

[THLONE]

It doesnt matter what you pay, it is what happens when you have a claim that counts. Go talk to a body repairman. He will tell you which companies will allow him to fix your vehicle the right way.

 

[dtech]

Amazing how much insurance companies spend on marketing - GEICO spent over $1.5B in 2020, followed by Progressive and State Farm. I'm sick of seeing Jake from State Farm ads and Flo from Progressive but admittedly I have a thing for the Gecko - he's so cute.

https://www.statista.com/statistics/264968/ad-spend-of-selected-insurance-companies-in-the-us/

 

[Jrel209]

I wonder if MO is doing something like WA right now? Many of us in WA are seeing our insurance rates go up because our insurance commissioner announced a temporary rule that banned insurance companies from using a person's credit scores when setting up rates. There is a lawsuit pending and the rule has been stayed but some insurance companies are still jacking up rates. Go figure.

ya mine went from 130 to 189 because of this. Was fkn livid.

 

[JohnnyO]

No. Switched companies recently and saved $100 a month.

 

[Peragrin]

Every 5 years you should shop your car insurance around anyways. I do have been with geico for 20 years across 3 states but I still shop it around. Your cars change, rules change, values change. etc.

Also some companies are in a specific state by name only. IE a third party does the insuring. so the rates are higher for that company in that state.

 

[TheRoushRanger046]

Um, I just might hate you - mine is $1,516 - no tickets, no claims, married, old enough to remember watching the original Lost in Space.

$1148.. Southern California: also remember “danger will Robinson”???

 

[TheRoushRanger046]

Wow Duke that's seems pretty high. I have full coverage, full replacement value and zero deductible on my glass and mine is $975.00 a year through Travelers. You really need to come back to AZ!

I miss the good ole days of Arizona and glass free waiver. Rock chip, splitting glass. No problem we got it for free. Nothing like that here in California

 

[MountainGoat]

That's because of property values skyrocketing. I get more ticked about the overinflated property taxes thanks to money-grubbing tax assessors!

I checked on my old house in NJ and it went up $2000 in 2 years after being relatively stable for decades. 2022 it's halfway to being $3000 more. It's a ranch with no garage. I used to get notices from NY companies saying you need to make an appointment to let an assessor into your house on so-and-so date. The gall! I never did once and mine stayed steady until I sold it. Maybe the new people let him in.

Out here they send home purchase price info forms and everyone throws them in the garbage. You respond=your taxes go up.

 

[ControlNode]

I'm in NC and my 6 month is at about $1,450. But that is for 84 Civic 1500S, 98 Civic EX coupe, 2016 Focus RS, 2016 RHD Wrangler JKU, and the 21 Ranger. Full coverage on all newer than 2000 and the Jeep is used for work.

 

[MountainGoat]

Amazing how much insurance companies spend on marketing - GEICO spent over $1.5B in 2020, followed by Progressive and State Farm. I'm sick of seeing Jake from State Farm ads and Flo from Progressive but admittedly I have a thing for the Gecko - he's so cute.

https://www.statista.com/statistics/264968/ad-spend-of-selected-insurance-companies-in-the-us/

And when I get quotes every one is almost exactly the same. I have Progressive and the only reason it's lower is the discount for having it for 20 some years. Will probably end up raising my deductible.

 

[Ranger X]

I know it's inflation. I just wonder how across the board it is. I live in the middle of nowhere and even last year I was told "rates have gone up in your area". Going to shop around again but usually it's no better at other companies. Or change my deductible and then change it back after I get in a crash.

Since I bought the truck mine went from $278 to $374 to $439 and now $510 per 6 months. No accidents or tickets.

I have a 16y/o so I wish that was all mine was ?

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