To get an ESP warranty or not?

[Mighty Little Blue]

I understand about the comparing of health and home insurance.

My point was you buy all just in case there is a problem .

Like health I had major surgery Dec. 22 bill was over $90,000 and I paid $400, then again in Nov.23 over $30,000 I paid $100 and thankful never a problem on my home.

If problem comes up on my Ranger I pay $100 .

The $5-10,000 on trans or engine I can not live with at my age on a fixed income.

Again just my .02

I agree with you everyone needs to make their own decession. I am also retired and on a fixed income, but have savings in 401k’s that are extra and not needed. Would not be happy to spend for a major repair, but also would hate to waste the premium if not used or a denied claim (that would bother me the most). So for me I passed on warranty.
As for you glad you are happy with your choice, and also hope it is not need for any problems.

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[Zach@granger]

an ESP is always nice to have, especially these days with the price of labor and parts alone. Things tend to go wrong at the wrong time and to see the price increase after increase, it can be stressful. An ESP just helps with peace-of-mind!