I am looking at this one for my truck:
https://xtrusion-overland.com/collections/xbrs-ford/products/x-brs-crossbar-kit-for-ford-ranger?variant=40067806199865
It was stated by someone else that they got other payment options when they tried, so m7st have been a glitch on their website. That said, Affirm is a good payment plan and can help your credit, however if you mess up, like othe credit options, it can hurt your credit.
WELP, I'm SCREWed, Literally and Figuratively. I have a Blue SuperCrew, Though in the Report it looks like they were reviewing FX2's so maybe I am safe. Mine is a SPORT 4X4.
Could do Bedside MOLLE Panels:
https://www.jcroffroad.com/product/RG4RMP.html?_gl=1*1xtkuyc*_up*MQ..&gclid=CjwKCAjw0t63BhAUEiwA5xP54Xow_75bvzlDkpBaRon5yk9pHYaAZeLUuyOCXqxweUhaQrVf0P1VeRoC4KMQAvD_BwE
I got an APIM from 4dTech.com it works great, it has come down in price since I bought mine.
https://www.4dtech.com/ranger-20-23-navigation-upgrade-for-sync-3/