ATGCU
Member
- Joined
- Mar 2, 2022
- Threads
- 2
- Messages
- 8
- Reaction score
- 0
- Location
- United States
- Vehicle(s)
- 2003 Cavalier
- Thread starter
- #1
Hi all. So the dealer I was thinking about buying a 2022 Cactus Grey STX for 36k OTD a few weeks ago is doing 0% APR for 60 months with 1k bonus cash. If I could get that additional 1k bonus cash and 0% APR instead of my original offer and do 35k OTD 0% APR 60 mo, would that be a better deal since no interest?
Also, I’m coming from my very first car when I was 16, a 2003 Cavalier with 198k miles so I’m not sure what to expect in terms of a good price vs. being ripped off nowadays, I have never shopped for a car before. Should I hop on that if they approve it, or if they stick to the original offer of 36k OTD (2.25% APR)? Thoughts on what you would ideally pay for this? Obviously no interest is best but just looking at my options.I’m not in a need now pay now situation but seriously considering it if the opportunity presents itself.
Attached is the sticker.
Attached is the window sticker.
MSRP: 33600
OTD: 35000
Down Payment: 3600
Total Finance: 31400
Options: STX Appearance, Special edition, tow package, Running boards, and reverse sensing.
I appreciate all your info.
View attachment 124071
Also, I’m coming from my very first car when I was 16, a 2003 Cavalier with 198k miles so I’m not sure what to expect in terms of a good price vs. being ripped off nowadays, I have never shopped for a car before. Should I hop on that if they approve it, or if they stick to the original offer of 36k OTD (2.25% APR)? Thoughts on what you would ideally pay for this? Obviously no interest is best but just looking at my options.I’m not in a need now pay now situation but seriously considering it if the opportunity presents itself.
Attached is the sticker.
Attached is the window sticker.
MSRP: 33600
OTD: 35000
Down Payment: 3600
Total Finance: 31400
Options: STX Appearance, Special edition, tow package, Running boards, and reverse sensing.
I appreciate all your info.
View attachment 124071
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