Similiar boat. Have my 2020 Lariant and just ordered a 2025 Lariat. Love my 2020 but the new 25 has some nice features and the desert sand color that sold me. Getting similar deal where my payments worked out slightly less than what I'm paying now (thru my credit union), just extending those...
I wish I had your luck! Was not a pleasant experience by any means. The Ford Edge that hit me was a disaster, couldn't believe the driver walked out of that car. Luckily he (or should I say his dad) has good coverage through MAPFRE.
Back in November somebody rear ended my Ranger going 45-50 while I was at a complete stop in traffic. Ranger held up pretty well though due to frame damage it was totaled. Fast forward to this past weekend with all the end of year deals and now I have a new Ranger with all the options I wanted...