I hope you're right for your sake. If you hit a deer while on a Harley, you're done. As for me, I'd put'em on, at least it has a good chance of being effective. You may hit one now that they are off.
I asked my dealer. You are right. The language, legalese, is complicated. It has to be installed by a certified technician at the dealership for the warranty to be activated. No warranty otherwise. That's why it's so costly to install. Part of that cost covers the insurance, warranty...