I do see her point too and it's good she's like that financially. But sometimes (myself included) people get to hung up on saving and don't enjoy themselves . This is so unlike me to buy another vehicle as I'm usually pretty "thrifty" with money. Getting closer to retirement I fell like it's time to splurge a little after all these years of hard work and saving. If I couldn't write it off I'd probably wait and procrastinate it more until the prices were higher and then I couldn't justify it. lol As my good friend Jim @wanted33 would say "You never see a Brinks truck following a hearse".I agree with you on not buying a first year. I just want to see what the redesign really looks like and what motor(s) options Ford is offering. LOL, I have no doubts that my wife would totally be content with me driving my Tacoma until ’24 or ’25 before replacing it.
You and I can agree that buying a 2022 now for a good price and selling it for a high price for a Gen6 is not a bad idea. There is no way I could ever convince my wife of that though. She is a Dave Ramsey disciple to the n’th degree and would argue until the end that it is a better financial move to keep the Tacoma and gamble on the reliability. Of course, this logic only applies to my car. If her Mercedes broke down and left her needing a tow, she would lose it! If it did it a second time, I would be informed that we are going car shopping.
Maybe you could pull a plug wire a couple times to convince her your Tacoma's on the fritz?