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Here’s a fun question: you get an unexpected $1000. Maybe you won it at the casino, maybe you sold a kidney, maybe it’s another round of money from the government meant to stimulate the economy. Doesn’t matter how you got it, it’s a surplus you didn’t plan for and it’s burning a hole in your...

INTRODUCTION To this thread’s future readers: I’m starting this thread while my truck is in the shop for repairs. We’ll get to that story later, but it turns out that “Go Fast and Break Stuff” is just a euphemism, and not something they mean literally. Who knew? But this also means that I’m...